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new perspective towards money

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MessagePosté le: Ven 22 Jan - 10:40 (2010)    Sujet du message: new perspective towards money Répondre en citant

It is an oft repeated axiom that money cannot buy happiness. While this is certainly true, poverty will not buy Happiness either. Some people become very wealthy, yet struggle to enjoy their lives. On the other hand, others manage to go through life with very few money problems simply because they are able to make the most of what they have.
Ideally you should try to combine both prosperity and Happiness. To do this I recommend the following steps:

1. Learn to Value Simplicity The aim of life should not be to accumulate as many possessions and as much wealth as possible. We should learn to be content with what we have and appreciate the benefits of simplicity. For example, if we clear out our unnecessary clutter we will achieve a greater feeling of space and freedom.

If you feel happiness is directly related to material possessions, you are making a mistake. Happiness can be gained just through being content with a small amount of possessions. Our inner wealth is not just about what we have, but what we are content to live without.
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2. Do Not Be Attached to Your Money Does it pain you to spend your own money - even if it is for something useful? Even someone like Bill Gates can feel uncomfortable spending his billions; it is said he used to always travel economy class because he didn’t see the need to spend more money on first class. The problem with this, however, is that if we are always reluctant to spend money we miss the whole point of earning it.

A good attitude is to see money as a circular flow - that is, spending money enables more to come into our lives. It is not like a big dam where we just try to hold onto it all. We need to let the money out by spending on useful and necessary things. It is no good having a stockpile of water unless we use it to generate power; similarly it is no use accumulating large savings if we we feel miserable spending it.
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3. Minimize Money Worries We will be happiest if we can make money a small part of our lives, and think about money issues as little as possible. To be able to do this we need to avoid creating situations of debt as getting out of debt can be difficult and stressful. Learn to live within your means by avoiding impulsive overspending. If you do need to go into debt, plan ahead and find a loan which is clear and manageable to repay.

Try to avoid complicated and risky investment plans; these give you the potential to gain more, but you will also have the potential to lose a lot more. Good financial planning should be simple and well balanced; this means your nerves will not be affected by worrying about the outcome of your investment. It is better to invest and save in something secure so you can forget about it and not worry endlessly.
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4. Avoid Jealousy No matter how much money you have, do you still envy people who have more? A recent survey asked people whether they would prefer to have a salary above the national average. Alternatively, they could choose to have a higher salary, but this higher salary would be lower than the average. A surprising amount of people chose to have a lower salary as long as it meant they were relatively better off than the rest of the population.

To me this makes no sense. If other people become wealthier than you, that is no reason to be unhappy. If other people are prosperous that is good; don’t feel miserable just because you cannot keep up with the Joneses.

5. Don’t Live to Work. Do you find yourself working overtime in the evenings and at the weekend? If you spend all your time working, you will have no opportunity to spend your earnings. Don’t feel guilty for turning extra work down; it is important to give leisure time as high a priority as work. It is good if we can gain satisfaction from work, but if we only spend time working then our life lacks a proper balance.

6. Understand Why Are Some People Always Poor I’m sure most people will have good friends who always seems to have money concerns. No matter what happens they always seem to be short of money and they frequently share tales of financial woe. The lack of money makes them unhappy, but they don’t know how to change the situation. Giving them money doesn’t solve the problem because they continue to make bad financial decisions.

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Part of the problem lies in their mindset. It is easy to become accustomed to being poor and then half expecting the poverty to continue. With this mindset, it becomes difficult to attract money into our lives and easy to develop feelings of self pity and regret. However, while we might be unfortunate it won’t do anything to resolve the situation. The secret is to try and change our habits and approach to money. Also, be wary about trying to convert others to better financial habits - it is almost guaranteed to fail.

7. Ignorance is Not Bliss Another attitude to money is to try and avoid thinking about it. We ignore the true extent of our debts, spending and leaving unpaid bills. We frequently miss out on moving to better financial deals and make late payments which harm our credit rating. By ignoring money like this, we merely create more serious problems for the future.

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Also, when we put off dealing with financial problems we carry the problem in the back of our mind. We can get no peace of mind because we permanently have a long list of things to deal with. It is better in these circumstances to promptly deal with things like paying bills and sorting out your accounts - then we can forget about them.

8. Develop A New Perspective The following are some money related questions you should ask yourself:

Am I happy with my financial situation? Would more money make my life better? Do I always have financial problems hanging over my head? Is money the most important thing in my life? Is the pursuit of money making me miserable? Would I sacrifice principles to make more money? Even just answering these questions honestly may encourage a new perspective towards money.

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MessagePosté le: Ven 22 Jan - 10:40 (2010)    Sujet du message: Publicité

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MessagePosté le: Jeu 21 Oct - 09:15 (2010)    Sujet du message: new perspective towards money Répondre en citant

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Recently's Garrett Fuller had the chance to sit down with Aion associate producer Sean Neil and community manager Andrew Beegle. They spent time talking about Assault on Balaurea, the first Aion expansion that was released yesterday with topics ranging from the new pet system, flight and challenges thrown at players in Balaurea. Check it out!
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Interviews By Garrett Fuller on September 08,cheap aion kinah The pet system is changing drastically with Assault on Balaurea, what was the biggest challenge in enhancing the system as developers?  
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Sean:cheap aion kinah The biggest challenge every design team has is creating something familiar to players, but with a unique spin on it. Pets usually serve one of two purposes in most games: combat or vanity. Combat pets are an extension of the characters ability to fight and a weapon in their own right. Vanity pets serve no purpose other than making their owners look special. We needed to find functional uses that the players would actually need, without breaking the immersion of the game. They needed to look very different, and provide “services” to players that would make exploring more fun than normal. I think we took the time and did it right and the crowds around the Pet Minder in game seem to agree.
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Sean: In essence, I just love the idea of usable non-combat pets. But in particular, I’m really looking forward to using the “Signal” Pets, which will alert you when an enemy player is lurking about. There’s few things more defeating than getting ganked while you’re trying to level your Essencetapping skills on some plants. It’s also awesome that we get to switch out pets on the fly, so there’s no having to go through some long process of weighing out which pet is best for a particular situation. Just summon the guy you think you need, and change them out as necessary!
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Sean: Flight needs three components to work in a game. It needs to be a form of travel and movement around the game, allowing access to areas you can’t do on an X/Y plane (and making areas like the Abyss possible). It also has to be tactically relevant to the gameplay and combat, allowing for advantages and disadvantages for those willing to use it. But there’s one more intangible element that is essential. Simply put, it needs to be awe-inspiring. When you hop into a Windstream in game, we want you sit back and enjoy the ride. If you need to get up a cliff that would take precious time to run around and find a path to climb, we want you to feel like the master of the terrain by using the geysers to launch you closer to your target. To paraphrase one of my favorite movies, maple story mesos“You’ll believe a man can fly.”
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MessagePosté le: Jeu 24 Mar - 03:45 (2011)    Sujet du message: new perspective towards money Répondre en citant

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